These FAQs are provided by the Canadian Legal FAQs, a website of the Centre for Public Legal Education Alberta. They provide answers to questions about consumer law in Alberta including the Fair Trading Act, collections and debt repayment, cost of credit disclosure, and credit and personal reports. See also FAQs on Contracts and Consumer Information
If you're in debt and have fallen behind in your payments, these resources may help you understand your rights and help you deal with your situation.
The resources on this page were hand-picked by the Centre for Public Legal Education Alberta's staff as a good place to start.
You may also find helpful resources listed under these legal topics: Credit and debt, and Bankruptcy and foreclosure
This colourful infographic from the Centre for Public Legal Education Alberta provides information about understanding debt, collection agencies, and paying back your debt. The image file is available for free download or print copies can be ordered at no charge.
This colourful infographic from the Centre for Public Legal Education Alberta provides information about payday loans and Alberta law. The image file is available for free download or print copies can be ordered at no charge.
Credit Counselling Society is an accredited member of Credit Counselling Canada (CCC), a national association of not-for-profit credit counselling agencies and Orderly Payment of Debt programs. The Credit Counselling Society is nationally registered with the Canada Revenue Agency as a non-profit, charitable organization.
This court procedure booklet is a guide for people who are bankrupt, but have not been granted a discharge from bankruptcy. If your trustee is no longer responsible for making another application for discharge, this guidebook will help you make your own application for discharge from bankruptcy
Bankruptcy Canada was founded in 2004; contributors are trustees from regional and national firms in Canada. This site provides easy to understand facts and information about bankruptcy and its alternatives.