You are here

    • You are here:
    • Home > Credit and debt

Credit and debt

A total of 9 records were found for Credit and debt
Definition: Credit is an arrangement to pay for goods and services at a later time. Common types of credit are bank loans, lines of credit, credit cards, finance agreements, and payday loans. Debt is money or goods or services owed by one person to another. This topic includes resources about obtaining and managing credit, collection agencies, arrangements to repay debts, and consequences of failing to repay debts.
See also keywords:  Bankruptcy and foreclosure

This colourful infographic from the Centre for Public Legal Education Alberta provides information about understanding debt, collection agencies, and paying back your debt. The image file is available for free download or print copies can be ordered at no charge.

Related keywords: Credit and debt

This colourful infographic from the Centre for Public Legal Education Alberta provides information about payday loans and Alberta law. The image file is available for free download or print copies can be ordered at no charge.

Related keywords: Credit and debt

Alberta Resources

This online resource is from the Student Legal Services of Edmonton. Topics include: Credit and Personal Reporting; Dealing with Bill Collecting Agencies; What can happen if you do not pay your debts; and How can Student Legal Services help with debt issues?. This resource is also available to download as a PDF.
Related keywords: Credit and debt

Money Mentors (formerly known as Credit Counseling Services of Alberta) is an Alberta-based, not-for-profit organization which provides unbiased money and debt management resources. They offer personal money coaching, debt solutions, and on-line or group seminars.
Related keywords: Credit and debt

REACH is Edmonton's Council for Safe Communities. REACH is a community-based organization working to mobilize and coordinate organizations, community groups and Edmontonians to find innovative solutions to prevention and community safety.

Related keywords: Consumer protection and fraud, Credit and debt, Crime prevention, Gangs, Multiculturalism, Prostitution and pornography, Public safety, School safety, Sexual harassment

This is a guide on how to buy products and services in Alberta and contains information about your consumer rights. You will need to buy certain items and you will need to use certain services as you settle into as you start your new life in Alberta.

Related keywords: Consumer protection and fraud, Contracts, Credit and debt, Landlord and tenant

This tip-sheet is from the Government of Alberta and describes the legal action a creditor may take if you do not pay your debts. (PDF - 8 pages)
Related keywords: Credit and debt

Canada/Federal

Credit Counselling Canada, is a national association of nonprofit credit counselling agencies. It's mission is to support member agencies of not-for-profit credit counselling in maintaining the highest standards of practice. Their agency members provide confidential assistance for individuals and families facing personal financial issues. Members provide education and guidance in money management, credit counselling and debt payments. Check out their website to find a counselling agency in your province.

Related keywords: Credit and debt

This financial literacy resource for young people is produced by the Canadian Banker’s Association. It includes web-based resources and a free, non-commercial, in-class seminar offered across Canada by local banker volunteers. The website includes sections for teachers and parents.

Related keywords: Credit and debt