Debt

If you're in debt and have fallen behind in your payments, these resources may help you understand your rights and help you deal with your situation.

The resources on this page were hand-picked by the Centre for Public Legal Education Alberta's team of librarians as a good place to start.
For a broader range of resources, see the following keywords:
Credit and debtBankruptcy and foreclosure


Suggested Resources

Bankruptcy Canada

Bankruptcy Canada was founded in 2004; contributors are trustees from regional and national firms in Canada. This site provides easy to understand facts and information about bankruptcy and its alternatives. Related keywords: Bankruptcy and foreclosure (9)

BankruptcyCanada.com

BankruptcyCanada.com is developed by Earl Sands. The objective of this website is to provide the person, thinking about declaring bankruptcy, the information he or she needs to make an informed decision.    Related keywords: Bankruptcy and foreclosure (9)

Credit and You: What You Need to Know About Your Credit (Alberta)

This online resource is from the Student Legal Services of Edmonton. Topics include: Credit and Personal Reporting; Dealing with Bill Collecting Agencies; What can happen if you do not pay your debts; and How can Student Legal Services help with debt issues?. This resource is also available to download as a PDF. Related keywords: Credit and debt (14)

Dealing with Mortgage Payment Difficulties

This online fact sheet from Canada Mortgage and Housing explains some options you may have when unforeseen financial circumstances impact your ability to make regular mortgage payments. Related keywords: Real estate and home ownership (20)

Money Mentors

Money Mentors (formerly known as Credit Counseling Services of Alberta) is an Alberta-based, not-for-profit organization which provides unbiased money and debt management resources. They offer personal money coaching, debt solutions, and on-line or group seminars.  Related keywords: Credit and debt (14)

What Creditors Can Do if You Don’t Pay (Alberta)

This tip-sheet is from the Government of Alberta and describes the legal action a creditor may take if you do not pay your debts. (PDF - 8 pages)
Related keywords: Credit and debt (14)